Ghana PAYE Tax Calculator
Calculate your Pay As You Earn tax, SSNIT contributions, and take-home pay using Ghana’s current tax brackets and rates.
Employee Details
Enter salary and allowance information
Your Payslip Summary
Enter your salary details and click Calculate.
Ghana PAYE Tax Brackets 2025–2026
Progressive rates for resident individuals
| Band | Chargeable Income (GHS) | Rate | Tax Payable (GHS) | Cumulative Income (GHS) | Cumulative Tax (GHS) |
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What is PAYE?
Pay As You Earn (PAYE) is a tax deducted from employees’ income by employers on behalf of the Ghana Revenue Authority (GRA). It is charged on all income — cash or in-kind — using a progressive monthly tax rate.
SSNIT & Pensions
Employees contribute 5.5% of basic salary to SSNIT (Tier 1), while employers contribute 13%. Tier 2 is 5% from employer. Voluntary Tier 3 contributions up to 16.5% of basic are tax-deductible.
Overtime & Bonus
Overtime up to 50% of monthly basic is taxed at 5%; excess at 10%. Bonuses up to 15% of annual basic are taxed at 5%, with excess taxed at the progressive PAYE rate.